Slim Wallet Reviews

Your wallet itself–without contents–could be adding significantly to the bulk in your pocket. As mentioned in a previous post this is something I care a lot about. In this post I review some of the thinnest wallets available.

All-Ett Billfolds

All-Ett sells The World’s Thinnest Wallet. If that claim isn’t 100% true it’s very very close. Their signature wallet features two of the best approaches to slimming your wallet: thinner material and a split deck.

All-Ett uses ripstop nylon, the same fabric power kites are made of. Ripstop nylon is incredibly thin and light for its strength. Four layers of the material (the entire bulk of the wallet) only add up to about 1mm. Seams and stitching make it add up a bit more here and there but your cards and cash will add a good deal more. Two drawbacks to the material are that it can make a slight crinkling noise when bent and can wear small holes over time at the corners of your cards (though it won’t rip).
The World's Thinnest Wallet
The arrangement of the cards means that already, just by splitting the deck, your wallet is half as thick as it was. Cards are inserted horizontally so they don’t fall out when the wallet is closed. The material is a bit slick so you may need to be careful when opening your wallet.

Most of All-Ett’s products are also offered with a very thin, high quality leather exterior adding less than 1.5mm total. They also come in a recycled material which has a softer, less crinkly, less slippery feel but is about 3 times as thick as the ripstop. Still that’s only about 3mm, probably a lot thinner than what you’re carrying now, and you can help save the planet.

I am a big fan of All-Ett. I keep my lesser used cards in their original wallet in my organizer. I also own a card case which unfortunately is not large enough for credit cards, it was designed with business cards in mind.

Big Skinny

The thing that really struck me about Big Skinny is that their tri-fold (normally the fattest wallet design possible) is nearly as thin (8mm) when loaded with everything I normally carry (admittedly not much) as the leather card case I used to carry when it was completely empty (7mm). And that includes features, like a clear ID pocket and several overlapping pockets, you’d normally expect in a standard tri-fold. If you’re looking to replace your standard leather wallet with a better model but aren’t ready to radically change the contents of your pockets Big Skinny is probably your best option. These wallets still look great when loaded up with cash, receipts, and 30 or so cards.

Big Skinny has clearly spent some time thinking about the problems a wallet is supposed to solve. The nylon microfiber material they use is more flexible than ripstop and has a softer feel. It’s water resistant and machine washable. Their designs also make more sense. The Super Skinny, for example, also uses the split deck approach but orients your cards so that the wallet will bend only on the same axis as your cash. That’s a little hard to explain so compare the photos of the All-Ett above and the Super Skinny below. With the All-Ett your cash will get folded once and then bent along the other axis as the wallet flexes in your pocket.

The orientation of your cards also means a higher chance some of them could slip out but Big Skinny addresses this with a rubbery coating on the inside that grips your cards for you. My younger brother has been carrying the one pictured above for a while and tells me his cards still slip out sometimes. It does have this super cool hidden pocket behind the ID pocket though.

I carry the multi-pocket bi-fold because I like the dimensions and I can fit my wallet pen in the space just above the clear ID pocket. Let me add emphasis here: This is my every day carry wallet.

The one thing I don’t like about Big Skinny is the sewn-on rubber label they put on the outside. They say it provides a place to grip the otherwise slippery exterior but they could have accomplished the same with a printed label and it just doesn’t jive with the “every millimeter counts” mantra (the label itself is 1mm thick).

Money-band

“As simple as possible, but not any simpler.” The Money-band is a wide rubber band specially sized to go lengthwise around your cards (and cash if you don’t mind folding) and hold them securely. It works as advertised and the minimalism should appeal to many of you.

I confess I hoped it would be made of some higher quality material, silicone maybe. My initial suspicion that this was a re-branded broccoli rubber band from the produce section proved false, but if you want to give the concept a try without shelling out $4 the broccoli-band will hold your cards width-wise instead and give you that depression-era waste not want not satisfaction.

Disclaimer: Each of these manufacturers sent me samples of their products in exchange for links to their sites. I have personally used each of the products reviewed for at least a day, and in some cases weeks. Measurements were taken with a cheap caliper from Harbor Freight (some rounding applied).

Note: This post will be updated in the near future with more links and what-not.

Please comment if you would like to suggest another wallet for me to review!

Square

Last week I finally received my Square card reader!

Square lets you (yes, even you!) take credit card payments on your smartphone.  It’s easy and free to sign up and the card reader arrives in a week or so. The idea is to lower the barrier to entry so that anyone can accept a credit card.

Why would you want to do that? I’m planning on selling my lawn mower on Craigslist. My mom and my older sisters are amateur (in the sense that they don’t make a living off it) seamstresses and one of my sisters has had booths at craft fairs. Our local school could have a bake sale. And of course a yard sale is always possible. As more and more of us stop carrying cash with us everywhere we go it’s going to be more and more of an advantage to be able to take credit cards.

Why didn’t PayPal come up with this? I have no idea. It would have fit in perfectly with the kind of stuff they were doing already. I will be surprised if they don’t at least try to buy it.

Of course this is not ideal for everyone. Retailers can often get better rates than 2.75% + 15¢; And square won’t automatically update your proprietary inventory system. But if you’re running a side business, or even just a very small business, then square could be just the thing.

When you get your card reader you’ll probably want to practice swiping cards. Don’t do what I did and authorize large transactions and then cancel them. It takes a few days for those authorizations to fall off your account after they are canceled. Instead just swipe your card with the transaction amount set to $0.

The reader device plugs into your headphone jack so obviously it must send some kind of audible signal. What does the Square reader sound like?

Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.

http://andrew.jorgensenfamily.us/files/2010/11/square.mp3

I used a card that expired years ago and for which the account has been closed so at best this gives the clever hacker an expired credit card number and my name.

Wallet Pens

Long ago I had a Zebra Pocket Pen which I kept in my wallet. Lately I’ve been trying to slim down my pockets so I went looking for another. Unfortunately they were discontinued several years ago. My search for a replacement yielded some interesting results so I thought I’d share.

The Wallet Pen

the-wallet-pen
Apparently this is one of Oprah’s favorite things. Hand made of sterling silver, only 3″ long and with a curious action (press end to open, press tip to close) this is the most expensive option at nearly $50. It gets rave reviews from most users but take that with a grain of salt as people who spend more for something often deceive themselves to justify the expense. That being said I still want it and would gleefully accept a gift of one.

Levenger Walletini

levenger-walletini
Also only 3″ and with a clip very similar to the original wallet pen this one twists to open. Chrome plated instead of silver or stainless steel. The mid-range price of $32 makes me feel like it would make more sense to just get the silver one.

Derringer Wallet Pen

derringer-wallet-pen
4″ long with a stainless steel barrel, this is actually almost identical to the Zebra Pocket Pen and even uses Zebra refills. A cheaper option at only $8 shipped.

Zebra Mini T3

zebra-mini-t3
It turns out Zebra Japan (and Zebra UK, and maybe every region except US?) still sells the pen I used to have. This and the remarkable similarity of the Derringer makes me wonder if there is some kind of licensing deal going on here. I’ve seen them for as little as $5 + shipping.

PicoPad Wallet Notes

picopad-wallet-notes
This is a credit card sized notepad (15 sticky notes) with a tiny pen (really a pen refill with some wings stuck to it). I rarely need a note pad and the pen looks uncomfortable but maybe you feel differently. $3.

Conclusion

I’m quite happy with the Zebra T3. Zebra is well known for quality, the price is fair, and the 4″ barrel fits nicely into my wallet. They also sell a mechanical pencil, the TS3, of the same dimensions.

I still want to own “The Wallet Pen” some day. Please send me one.

Grandstream HandyTone 503

My current SIP ATA is the HT503 from GrandStream. I bought it because if I’m going to use VoIP at all at home I need to have a reliable fallback, at least until all my ducks (ISP, router, QoS, ATA, etc.) are in a row. And realistically I’m probably going to be paying huge monthly fees to Qwest for nothing but local phone service for the rest of my life.

ht503

The HT503 has an FXS and an FXO so that it sits between our phones and our land-line. This means I can pick up the phone and place a call on the public switched telephone network (PSTN) or on the Internet depending on how I dial. It also means that calls coming in from the Internet or the PSTN all ring the same phones. Thus I can try VoIP (and get my wife to try it) without disrupting our lives. (It can also do fun things like let me call in from the Internet and place a local call on my land-line but I don’t use those features.)

The dark side to this story is that my first HT503 completely failed it’s firmware upgrade and would not boot at all. Two more shipping charges later I had another HT503 which I upgraded far more carefully. Why would any embedded device not have some fail-safe recovery method? Dunno.

To add insult to injury when I finally got the new device configured I found that it would not dial on the PSTN reliably. I tried to tweak settings to get it working but I failed and had to pull the plug. Months later I saw that there had been many firmware revisions since my last try so with renewed confidence I upgraded and tried again. Sadly I got the same result: when I’d dial a ten-digit phone number I would get a message from Qwest that I had dialed wrong.

It turns out this was actually my fault (sort of). Recently central Utah was moved to ten-digit dialing to accommodate a new area code they decided to overlay on the same region. I decided it would be nice to have the device do the right thing when a seven-digit number was dialed, so I programmed the dial-plan to add 801 to the front of any seven-digit number. It turns out, though, that GrandStream dial-plans are not interpreted the way I thought they were. For some reason when I dialed a ten-digit number the device would truncate the number and slap 801 on the front resulting in a new, wrong, ten-digit number (801-801-5550 if I dialed 801-555-0123). I still don’t know how to write the correct dial-plan for this. After dropping the seven-digit rule everything works.

Actually there was one more brief problem where an incoming PSTN call would ring but when the person answering the call picked up they would hear a busy tone and the caller would continue to hear ringing. That problem went away. I’m not sure if I did something to fix it. When the HT503 makes a connection between it’s FXO and it’s FXS it does so by having the one port call the other on the local loopback interface. The answer to this mystery may be in that architecture somewhere. One thing it means is that if you select a lossy codec for both interfaces it seems to actually encode and decode the audio even though it’s on the same device.

Overall I’m actually going to hazard recommending this device. It’s compact, affordable, full of great features, and so far (apart from my own mistakes) has been very reliable.

Packet8

I’ve just concluded a 30-day trial of Packet8 VoIP phone service. I chose Packet8 because with a referral from another customer they had a reasonably low cost of entry (just shipping) and a decent monthly bill (around $20). This also concludes my status as their customer for the following reasons:

The ATA

An ATA is an Analog Telephone Adapter. They’re nifty little devices that you plug into your network and into a phone (or in my case into the house) and it gives you a dial tone and lets you punch keys just like you always have. That she could pick up a normal phone and get a dial tone was Rebecca’s only requirement when I told her I was thinking of not using a traditional phone service. Packet8 sent me their BPG-510 which is really a locked down SIPCOM ATA-1000 (SIPCOM is a Chinese company who’s site appears to have been down for a good long time). It has several problems.

First, it’s completely closed. It has a web interface but you can’t control anything about the device’s behavior from this interface and you certainly couldn’t use it for anyone else’s service. This is not so strange. Most VoIP companies do this, as do cell phone companies. Presumably they take a loss on the device when you sign up and hope to recover that cost through your monthly bill. I actually find this somewhat unlikely — this device probably cost Packet8 around $30 at the very most while their setup fee is around $40.

Second, it’s jitter buffer appears to be unbridled. If a packet of data is lost in transit across the Internet the software on each end of the connection will sometimes re-transmit the data and delay sending the audio to your ear a bit so that if another packet is lost it will have time to try again before you notice. This results in a small delay in the time it takes for your voice to reach the other end of the conversation. The BPG-510 (or perhaps it’s Packet8′s servers at fault, who knows) is willing to extend this jitter buffer as long as 6 seconds (maybe longer!). I discovered this when I tried to call my parents and got their answering machine. They use Qwest which has a nice voice mail system that knows to discard silence. One side-effect of this feature is that if you don’t say anything it will notice and say something like, “I’m sorry, I didn’t get that, are you still there?” After trying a couple of times I called my cell phone to talk to myself about it. When I said, “Hello,” into both phones it was about 5 or 6 seconds before I heard my voice on one side. Not acceptable. I’d rather it drop a few packets here and there than make it sound like I’m not paying attention.

The Service

There are a couple of problems with their service.

First, It’s completely closed. There’s no way anyone could call my phone for free by using SIP instead of dialing my number normally, nor is there any way I could register my own soft-phone and use my phone from work or away (without bringing the ATA with me). I know that doesn’t matter to most of you but it matters to me.

Second, the voice-mail system sucks. It does fun things like tell you how you can go to the next message when there isn’t a next message. It’s not terribly hard to build a smart voice-mail system, I think I can expect better.

Third, the registration timeout is way way too long. Normally this isn’t a problem but I ran into an interesting problem that shows how this can bite you. What happens is that if you unplug the device and put it somewhere else network-wise (so that it has a different address) the device will not be able to register itself and you won’t have service until it their servers time out on your registration. I’m not saying this is entirely unreasonable but it makes for a really lousy user experience for at least one of their customers.

Fourth, customer support was completely brain-dead on the previous problem. It was loads of fun to try to explain to the guy on the other end of the phone that it doesn’t matter at all to the device if I’m on a cable modem, a DSL modem, a T1, or an OC3. As far as the ATA is concerned a network is a network. The guy just couldn’t believe me that I had basically a direct Ethernet connection all the way out to the big bad Internet. Kept telling me that I need to get the System Administrator to reboot the router. Yeah, right. A few minutes after I hung up I figured out what their system was doing and managed to get the dumb thing working myself.

Shall I go on?

Fifth, certain ordinary functions of their system just didn’t work at all. On their website, for instance, there’s a place to look at your call log. This system gave me some error about my account not even being in it’s system. In their phone-based menu system, for another example, there’s a place where you can change the number of times the system will ring you before it takes you to voice-mail. This didn’t work at all — I had to go to the website again to change that.

But the most aggravating issue I had with Packet8′s service is that when my Internet went down (power outage) and I tried to call home (not knowing that the power was out down there too) my cell phone told me, “network not available.” This usually indicates a problem with your cell phone service but I was able to make a call to my office phone and then try home again — same result, “network not available.” It seems to me that if the service is unable to contact the ATA it should go to voice mail. Wouldn’t you agree?

Conclusions

Many of the problems I list above could actually be a shortcoming in either the ATA or the service — it’s hard to know for sure. One thing is sure though, I’m not using Packet8 and neither should you.

One thing I will grant them is that they didn’t actually shut off my phone service when I called to cancel. This is convenient for me (my new ATA has been delayed almost a week! Don’t use UPS either.) but it’s probably just another example of their inability to manage their own system.

Corillian Voyager

Dear Corillian,

My bank recently “upgraded” to your software (Corillian Voyager) and I find it severely lacking compared to their old software.

Your software:

Has arbitrary limits on the length of some strings

Has arbitrary limits on the contents of some strings — A bill-pay account number can only contain numbers. One of the accounts I pay has other characters in it.

Can’t pay bills by wire transfer (routing and account numbers) — I used that feature often with their old software.

Displays account balances on every dialog it possibly can — You mask the account number but you try extra-hard to make sure a shoulder surfer can see how much money I have (or don’t have).

Dropped my account history rather than carry it forward — The last software had history back to 1980-something when I
first opened the account. That was after a couple of upgrades.

I’m sure that as I continue using your software I’ll find many other things it lacks compared with their old software. I just wanted you to know that I hate you (you corporately, not you personally) for selling your crappy software to my bank. I may even switch to a different bank over this.

Sincerely,
Andrew Jorgensen